Terms of Service

The Service is provided for business use by insurance agents, financial advisors, and similar professionals. Access is currently by invitation. You are responsible for maintaining the security of your account and for all activity that occurs under it. You must provide accurate information and keep it up to date.

5500Vision presents information derived from the U.S. Department of Labor’s public Form 5500 / EFAST2 datasets. This data originates with the government and third-party filers. We do not guarantee its accuracy, completeness, or timeliness, and we provide it “as is.” You are responsible for independently verifying any information before relying on it.

The Service can generate AI-written briefings and summaries. These are produced automatically and may contain errors, omissions, or inaccuracies. They are provided for informational purposes only, are not financial, legal, tax, or professional advice, and come with no warranty of accuracy. Always verify against the underlying filing data and exercise your own professional judgment.

You agree not to:

• Use the Service for any unlawful purpose or in violation of these Terms.
• Scrape, bulk-download, resell, or redistribute the Service’s content or data except as expressly permitted.
• Share, transfer, or resell your account or access credentials.
• Attempt to gain unauthorized access to the Service, other accounts, or our systems.
• Interfere with, overload, or disrupt the Service, including by circumventing rate limits or usage controls.
• Use the Service to harass individuals or for any deceptive or fraudulent purpose.

We may suspend or terminate access that violates these Terms or that threatens the security or integrity of the Service.

Paid plans are billed through our payment processor, Stripe, on a recurring basis until canceled. By subscribing you authorize us to charge your payment method for the applicable fees. Fees may change with advance notice that applies to your next billing cycle.

You may cancel at any time from your account settings or the billing portal; cancellation takes effect at the end of the current billing period, and you retain access until then. Except where required by law, payments are non-refundable and we do not provide refunds or credits for partial periods.

The Service, including its software, design, and original content (excluding public DOL data), is owned by BI App Factory LLC and protected by applicable law. We grant you a limited, non-exclusive, non-transferable right to use the Service for your internal business purposes while your account is active. All rights not expressly granted are reserved.

The Service is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or that any information it provides is accurate or complete.

To the maximum extent permitted by law, BI App Factory LLC will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or business opportunities, arising out of or related to your use of the Service. Our total liability for any claim relating to the Service will not exceed the amount you paid us for the Service in the twelve months preceding the claim.

You may stop using the Service at any time. We may suspend or terminate your access if you violate these Terms, if required for security or legal reasons, or if we discontinue the Service. Provisions that by their nature should survive termination (including sections 6 through 8) will survive.

We may update these Terms from time to time. When we do, we will revise the “Last updated” date above and, for material changes, provide notice through the Service. Your continued use after changes take effect constitutes acceptance of the updated Terms.

Questions about these Terms? Email us at andrew@biappfactory.com.